|FACTS||WHAT DOES CITIZENS BANK OF MORGANTOWN DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citizens Bank of Morgantown chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Citizens Bank of Morgantown share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Citizens Bank of Morgantown has no affiliates||We don’t share|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Citizens Bank of Morgantown has no affiliates||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
|Questions?||Call (304) 292-8411 or go to citizensbankwv.com|
|Who we are|
|Who is providing this notice?||Citizens Bank of Morgantown|
|What we do|
|How does Citizens Bank of Morgantown protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Citizens Bank of Morgantown collect my personal information?||We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other important information|
|Citizens Bank of Morgantown
265 High Street, Morgantown, WV 26507-0735
Phone: (304)292-8411 – Fax: (304)292-1637