For us, it’s personal.

At Citizens Bank of Morgantown, we’re your friends, neighbors, and fellow community members. This is why we take pride in making financial decisions that aren’t just about numbers; they’re about building a stronger and thriving community. Our commitment goes beyond banking services; it’s about investing in the dreams and aspirations of the people who call Morgantown home.

We understand that banking should be simple, accessible, and tailored to your needs. That’s why we’re proud to offer a personal banking experience like no other, where you can enjoy the freedom of managing your finances without the burden of service fees or withdrawal charges.

With our flexible and liquid accounts, free debit card services, and access to your money without unnecessary barriers, we’re here to make your financial goals a reality. Your hard-earned dollars are safe and can grow through our investment options, all while keeping banking straightforward and hassle-free. We’re not just a bank; we’re a trusted partner here to provide you with accessibility, support, and a valuable banking relationship. When it comes to personal finances, Citizens Bank of Morgantown is committed to being here for you every step of the way.

Personal Banking Services

Experience banking that’s hassle-free, investments that make your money work harder, and a relationship that’s always accessible. Citizens Bank of Morgantown is here for you – it’s time to explore a better way to bank. Call to learn more about our personal banking services today!


Checking Accounts

Low to no cost checking accounts designed to fit your life.

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Savings Accounts

Make your money go even further with one of our savings accounts.

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Personal Loans

We provide a variety of loan options with an efficient approval process all done locally.

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Certificate of Deposit

Certificate of Deposit

Earn safe and predictable savings growth with one of our CD’s.

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Online Banking

When using Citizens Bank of Morgantown’s Online/Mobile Banking feature, banking is just a tap away. Quickly and securely check balances, pay bills, and transfer money, no matter where you are.

Mobile Banking Apps

The Citizens Bank of Morgantown Mobile Apps makes it easier than ever to bank on the go, right from your mobile device. It’s secure, fast, and FREE!  Download them from the app store today!

Download on the App Store
Get it on Google Play
Online Banking