Sometimes you need a little financial boost in life. We provide a variety of loan options with an efficient approval process all done locally.

  • Personal Loans
    Maybe you are thinking of consolidating bills, or perhaps you would like to go on that exotic vacation you have always wanted to take. Whatever your financial needs may be, Citizens Bank of Morgantown has a Personal Loan to meet your needs.
  • Vehicle Loans
    Whether you need a loan for a new or used car, you can rely on Citizens Bank of Morgantown to help you get behind the wheel sooner. We offer competitive auto loan rates with flexible terms to accommodate your monthly budget.
  • Recreational Loans
    Just because we are a bank doesn’t mean we don’t know how to have fun. We want you to be able to play as hard as you work, and we can help you pay for it with low-cost financing to make it happen. Whether you’re looking for a boat, motorcycle, RV, or anything else, we can give you the help you need.

Personal Banking

"I really enjoy my interactions with everyone at Citizens Bank of Morgantown! Whether making a deposit or withdrawal, securing a home equity loan, refinancing, or purchasing property, the employees at Citizens Bank of Morgantown seriously care about their customers and go the extra mile to provide a pleasant and seamless experience. The people at Citizens are friendly, responsive, and professional. A small town feel with all the perks you need!"

— Debra Sullivan , Relator, J.S. Walker Associates , Citizen since 2020

To us, it’s all about personable service and straightforward banking. When we need something Citizens goes the extra mile without hesitation and makes us feel like their best customer.

— Dan & Melisa Nagowski , Wings Ole , Citizen since 2011

Citizens has helped keep us in motion through impecable service and complete banking solutions. It's certainly been a mutually beneficial and great relationship.

— Gabe Fitzwater , Pathfinder , Citizen since 1991

They know me by name and make banking easy. Citizens provides service beyond reproach. People who don’t bank here don’t know what they are missing.

— Sean Buckley , Buckley Legal , Citizen since 2001

Citizens makes decisions quickly and locally. This is huge for us and provides a level of responsiveness that is not common these days.

— Wise Guys , Wise Guys , Citizen since 2014

To learn more about our Loans services, call: 304-292-8411 or
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